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Clare Oaks Blog


What is Independent Living?

Posted: Thursday, February 22, 2018

By: Clare Connection

 When it comes to 55+ retirement communities, there are a number of different options in the marketplace. Some senior living providers cater to those who are able to live fully or mostly independently, while others accommodate those who require more assistance with the regular activities of daily living or higher levels of healthcare. Still other providers span the entire continuum of care, serving residents who live independently but also granting priority access to assisted living services and/or skilled nursing care when necessary.

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Retirement Communities: Understanding the Terminology

Posted: Wednesday, February 14, 2018

By: Clare Connection

Determining what differentiates one type of retirement community from another is a point of confusion for many prospective residents and their family members. Try searching for the term “retirement community” online, and you’ll get thousands of results ranging from active adult communities to nursing homes, and everything in between. How is one to narrow down the field in order to find the type of community that is best for their unique situation or needs?

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8 Questions to Consider Before You Decide to Age in Place

Posted: Wednesday, February 7, 2018

By: Clare Connection

Today’s senior living communities offer more services and amenities than ever, with perks that range from the convenient (like on-site healthcare facilities, transportation, and home maintenance) to the luxurious (like on-site 5-star dining options and indoor pools). Yet despite the seeming allure of many senior living facilities, survey after survey reveals that today’s senior still has a strong desire to stay in their own home for as long as possible, referred to as “aging in place.”

If you are one who feels that you want to stay in your own home, it’s important that you do the appropriate planning. Here are a few important questions that you need to consider to ensure health, happiness, and safety in your home.

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Pre-Crisis vs. Post-Crisis Planning: Confronting Life’s Unknowns

Posted: Wednesday, January 31, 2018

By: Clare Connection

“Planning for a crisis”: It almost sounds like an oxymoron. But as we grow older, it becomes a matter of practicality. Yes, we’d all like to think that we will be healthy and able-bodied for the rest of our lives, but unfortunately, that’s not always the case. And that’s where planning for a crisis comes into play.

I was recently talking with a friend whose 84-year-old father had suffered a sudden health emergency, which necessitated life-saving surgery followed by several weeks in the hospital. As the day of his discharge approached, the family was frantically trying to determine a “plan.” They had to make arrangements for their father to be transferred to an inpatient rehabilitation facility in a city that was over an hour from home; they had to make provisions for their elderly mother so that she could be both cared for and close to her husband of 57 years in the rehab facility. Needless to say, it was a stressful time for everyone in the family.

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The Number 1 Deciding Factor When Choosing a CCRC

Posted: Wednesday, January 24, 2018

By: Clare Connection

The most important thing is to enjoy your life—to be happy—it's all that matters.
- Audrey Hepburn

What makes you happy?

It’s a broad question, and the answer is unique to each person. Maybe you’re an extrovert who loves spending time out and about with friends and meeting new people. Maybe it’s traveling…seeing the world and experiencing new things. Maybe you’re more of a homebody who relishes time spent with family.

As we age, we gain the wisdom to embrace and prioritize the things that truly matter in life, things like family and friendship, health, and security. And the decision to move to a continuing care retirement community (CCRC), also called a life plan community, often involves an amalgamation of these priorities.

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4 Ways CCRCs Help Seniors Stay Healthy

Posted: Wednesday, January 17, 2018

By: Clare Connection

According to the Central Intelligence Agency’s (CIA’s) World Factbook, which tracks life expectancy at birth for every country in the world, revealed a surprising truth: In 2016, with a life expectancy of 79.8 years, the United States was only ranked 42 out of 224 countries. I don’t know about you, but I would have thought we’d be higher on the list! In fact, number one on the list, Monaco, has a life expectancy nearly 10 years longer than people in the U.S.

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How CCRCs Can Ease Retirement-Related Fears

Posted: Wednesday, January 10, 2018

By: Clare Connection

One subject that is frequently voiced among prospective residents of continuing care retirement communities (CCRCs or “life plan communities”) revolves around the stress associated with envisioning and planning for the future, and indeed, it can feel like a daunting task since none of us has the luxury of a crystal ball. The results of a recent survey speak directly to some of these concerns.

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"…but I love my home”: Is Staying in Your House the Right Move?

Posted: Wednesday, January 3, 2018

By: Clare Connection

Recently, I was talking with a sales counselor at a retirement community who said something she often hears from prospective residents is, "I like what your community has to offer, but I just love my home."

I truly understand this sentiment. My job necessitates a fair amount of travel, and while I enjoy getting to see new places and meet new people on these trips, nothing beats the feeling of comfort and familiarity of walking through the door when I get home. This same mindset is likely a big reason why a huge majority (80 to 90 percent) of people over the age of 65 want to remain in their own home for as long as possible.

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What is a “Continuum of Care”?

Posted: Thursday, December 28, 2017

By: Clare Connection

If you have been looking at various senior living options, including continuing care retirement communities (CCRCs, also called life plan communities), you have likely heard or seen the term “continuum of care” used. It’s an important concept when it comes to the variety of services provided by retirement communities, but I find it is also a term that is unclear to many prospective residents. So, let’s dig in and answer the commonly asked question: What is a “continuum of care”?

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CCRCs: The Purpose of Entry Fees

Posted: Wednesday, December 20, 2017

By: Clare Connection

The vast majority of Continuing Care Retirement Communities require an entry fee. Naturally, people often ask, “What is the purpose of the entry fee?” Before answering this question it is helpful to understand the history of entry fees.

The CCRC concept began about a century ago when faith-based and other charitable organizations sought to provide lifetime shelter and care for the aged. In exchange for this promise, residents being cared for were usually required to assign most or all of their assets to the organization.  Although well-intentioned, this model was less than scientific and when residents lived longer than expected there often wasn’t enough money on hand to fulfill the organization’s commitment.

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