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Clare Oaks Blog


Medicare-Certified vs. Private Pay and the Cost Impact  

Posted: Wednesday, March 28, 2018

Medicare [Part A] covers some of the expenses incurred from medically necessary skilled nursing care when such services are delivered by a Medicare-certified provider. There are certain stipulations that must be met before Medicare will pay. For instance, one must have already had a hospital stay of at least three days, and admittance into the facility must take place within 30 days of release from the hospital. Medicare does not cover the cost of non-medical, assisted living services if that is the only type of care needed.

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Common Entry Requirements for Continuing Care Retirement Communities (CCRCs)

Posted: Wednesday, March 21, 2018

By: Clare Connection

Most Continuing Care Retirement Communities have entry requirements, which may include some or all of the following:

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Food for Thought: How CCRC Meal Plans Work

Posted: Thursday, March 15, 2018

By: Clare Connection

There are many perks that come with a move to a continuing care retirement center (CCRC, also known as a life plan community); things like housekeeping services, home maintenance, lawn care, and more are often included in your monthly fee–in addition to the comfort of knowing health care services will be available if and when you need them. But for a lot of senior residents who are still healthy and living independently, one of the CCRC must-haves is a high-quality meal plan and dining services.   

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3 Reasons Why Aging in Place May Not Be Cheaper

Posted: Friday, March 9, 2018

By: Clare Connection

It is commonly thought that it is cheaper for seniors to stay in their home as long as possible versus moving to a community-based setting. But this may not always be the case. Here are three reasons why:

Home modifications and upkeep

Depending on the layout of your home, modifications may be necessary as you age in order to make the home safer and more navigable when mobility declines. Basic home modifications such installing grab bars, sturdying rails, replacing dangerous rugs, and putting in better lighting can cost up to $10,000. More extensive modifications such as removing (or reducing the height of) steps, widening hallways, adding a ramp, lowering cabinets or appliances, installing no-step showers, and possibly even installing a generator to protect against power loss- particularly in the extreme summer or winter months- could easily add up to $100,000 or more, depending on the size of the house and whether it is one or two stories.

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