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Clare Oaks Blog


What are the Odds of Needing Long Term Care?

Posted: Wednesday, April 25, 2018

By: Clare Connection

As described on the website of the American Association for Long-Term Care Insurance (AALTCI), your risk of needing long-term care is either 0 percent (you will never need it) or 100 percent (you will need it). This is an oversimplification, but the point is, you should not base your personal retirement plan on averages because your experience may not align with the average. Also, when considering data regarding long-term care, keep in mind that current data is based on previous generations who, on average, did not live as long—nor need as much care—as current and future generations likely will.

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Is “Aging Independently” a Myth?

Posted: Wednesday, April 18, 2018

By: Clare Connection

A recent article in PBS Newshour entitled “How to Stay Out of a Nursing Home and Age Independently” discusses a study out of Sweden that identified several factors predicting a senior’s likelihood of living independently into their 80s.

The study’s lead author, geriatrician Kristin Franzon, noted, “Preserved independence is highly valued by very old individuals,” so she and her team were examining if there are quantifiable actions people can take to increase their odds of staying in their own home or if needing assistance was an inevitability of aging. It is no real surprise that among the predictors Franzon and her team correlated to living independently for longer were an active lifestyle, not smoking, and adhering to a Mediterranean-like diet.

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Important Tasks & Decisions for Each Phase of Retirement Planning

Posted: Tuesday, April 10, 2018

By: Clare Connection

Retirement. It tends to be a catch-all word that generally refers to the light at the end of the tunnel after years of hard work. It’s a time to enjoy the things in life that matter the most, like family, travel, and leisure activities. After all, you’ve put in your time and earned it!

But “retirement” is much more than just a time for seniors to kick back and relax; it is a period of life for which many people have been planning and saving literally for decades.

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Do Your Loved Ones TRULY Understand Your End-of-Life Wishes?

Posted: Wednesday, April 4, 2018

By: Clare Connection

Our recent blog post on the importance and value of compassionate hospice care got a lot of attention. In it, I talk about how hospice caregivers can help people have a good life, all the way to the end, making life’s final stages as meaningful as possible, free of suffering, and helping the person maintain as much dignity as possible. So, the topic of hospice and end-of-life care has been fresh in my mind, and it’s probably why the results of a recent study especially caught my eye…

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