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Clare Oaks Blog


Summary of Long-Term Care Payment Options  

Posted: Wednesday, May 30, 2018

By: Clare Connection

The term long-term care is generally thought to include services provided on an indefinite basis to help meet one’s daily personal needs, including assisted living and personal care services. It may also include a higher level of medically necessary nursing care. The difference between these two types of care determines what payment options exist.

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The Unexpected Costs of Caring for an Aging Parent

Posted: Thursday, May 24, 2018

By: Clare Connection

According to data collected by the National Alliance for Caregiving, there are over 66 million family caregivers in the United States. That translates to nearly 40 percent of the U.S. adult population…a stunning statistic. This number includes people who are caring for the sick or disabled, but the majority of these caregivers are assisting an elderly family member.

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Is a CCRC / Life Plan Community Right for You?

Posted: Wednesday, May 16, 2018

By: Clare Connection

Continuing Care Retirement Communities (CCRCs or “Life Plan Communities) can be a wonderful solution for older adults who are independent and active today, but who seek the peace of mind that comes with living in a community that can provide assisted living or health care services if and when needed.

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Exploring the Financial Stability of a Continuing Care Retirement Community

Posted: Wednesday, May 9, 2018

By: Clare Connection

When you move into a Continuing Care Retirement Community, also referred to as a CCRC or Life Plan Community, you expect the community to provide housing and health care for life. Therefore, before you make a commitment to a CCRC, you should explore its financial stability, and that of its parent organization, if applicable, to determine if it will be able to follow through on its commitment to you.

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3 Must Ask Questions When Considering a Life Plan Community

Posted: Tuesday, May 1, 2018

By: Clare Connection

Life plan communities, sometimes still referred to as a Continuing Care Retirement Communities or CCRCs, provide peace of mind for many retirees who live independently today but seek the comfort of knowing that assisted living or skilled medical care is available if and when needed.  However, many life plan communities require a fairly substantial entry fee, on top of monthly service fees, in exchange for a commitment to provide lifetime housing and care. Therefore, choosing the right community the first time is an important decision. 

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